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Descendant Banking at 0% Interest

Desert Mountain Landscape

The Descendants' Bank:

REAL ZERO ENERGY ECONOMICS

Eliminating fossil fuel burning by 2050 through 0% interest financing, providing for microeconomically rational pathways for consumers and businesses in participating countries. 

ZERO PERCENT LENDING

Economic Strategy: 0% lending for sustainability and a refinance of sovereign debt to unlock revenue for governance.The capital is simply future tax revenues, repayable in 2250 on a national basis.

Real 0% Interest makes real zero emissions possible.

REAL ZERO APPROACH

Image by Wolfgang Weiser
REAL SOLUTIONS

A bottom-up, real-world approach grounded in physical reality, not fossil-friendly false solutions like DAC-CCS. As humanity, we have the technologies to stop burning fossil fuels, but haven't been implementing them widely enough due to financial hurdles. 

REAL ABUNDANCE

Existing technologies can provide all thermal and mobility requirements using emissions free  electrical power. Strategic capital investment by countries can ensure long term electricity affordability, benefiting business, nature, and individuals.

REAL CHALLENGE

Cold climate nations encounter a fiscal and technical hurdle when winter heating demands  coincide with lower PV output. Zero-interest capital coupled with planning is a vital tool to navigate this imbalance between supply and demand. Ground source heat pumps and superinsulation cut winter peak demand, reducing the need for costly long duration storage and keeping electricity affordable.

PASSING 0% FINANCING THROUGH

How the Descendants’ Bank Reaches People

Financial Data Charts

0% FINANCING FOR GOVERNMENTS

Rational Public Incentives

Governments use capital from their 0% loans to provide the rational incentives that make energy transition microeconomically viable.

0% FINANCING FOR PEOPLE

Finance Unlocks Private Investment

Flexible 0% loans, passed through from national lending, empower homeowners, small businesses, and industry to help pay for energy transition measures in a sustainable manner, keeping government spending based on future tax revenues efficient.

Farmer In Greenfield

0% FINANCING FOR INDUSTRY

Scaling Fossil Free Solutions

Technologies like chemical cement manufacturing need to be globally scaled, rapidly. Funding and scaling transformative solutions is possible with a Descendants' Bank.

NO REVOLUTION REQUIRED, hold the terrorism please!

Global 0% financing defuses geopolitical friction and extremist motives against energy assets by enabling a rapid and transparent planned transition off of fossil fuel combustion. Instead of increasing costs for fossils, or limiting hydrocarbon development, this approach reduces costs for electric alternatives. Fossil fuel extraction will not cease in 2050, as they remain vital natural resources for non-combustion uses like plastics, rubber, and chemicals. Replacing fossil-based fertilizers is a secondary priority compared to the urgent planetary need to stop carbon combustion.

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